Payments for platforms and marketplaces

Stripe Connect is the fastest and easiest way to integrate payments into your platform or marketplace. Our APIs enable you to build and scale end-to-end payments experiences, from instant onboarding to global payouts, and create new revenue streams—all while having Stripe handle payments KYC.

How it works

Build your payments business with speed and flexibility

Launch faster

Get to market faster without the upfront costs or development time usually required for payment facilitation, with Stripe hosted onboarding.

Drive revenue growth

Make payments a powerful source of revenue with our revenue share program, or mark up payments to earn on every transaction.

Scale globally

Reach more customers worldwide with a, global payments platform, and support 135+ currencies and local payment methods through a single integration.

Unlock new revenue streams

Monetize Stripe’s complete suite of financial services products by offering financing, expense cards, or money management accounts to your users.

Onboard users in minutes

 

Whether you use Connect’s prebuilt, optimized UIs or build your own custom flows, it’s easy to get your users up and running quickly. Stripe handles Know Your Customer (KYC) obligations for payments and helps you meet other requirements for payments compliance.

  • Minimize user error and increase signups with Connect Onboarding
  • Support 35+ countries in 14 languages
  • Automatically stay up-to-date as local payments verification requirements evolve
  • Instantly link US bank accounts for payouts with Financial Connections

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Accept payments

With Connect, your customers can accept 135+ currencies and dozens of popular payment methods all over the world. Offer payments online, by invoice, or at the point of sale.
Ways to accept payments

  • Online and mobile payments
  • Point-of-sale payments

 

  • Subscriptions and billing
  • Invoicing
Payment methods

  • Credit and debit cards
  • Link
  • Apple Pay
  • BECS Direct Debit
  • OXXO
  • WeChat Pay
 

  • ACH
  • Alipay
  • Bacs Direct Debit
  • FPX
  • SEPA Direct Debit

Manage your platform

Stripe helps keep full records of all transactions so that you can easily track and reconcile payments.

  • Manage and activate accounts
  • Issue refunds
  • Generate tax forms
  • Track and reconcile payments
  • Build custom report
  • Send funds

Security and compliance

Compliance built for platforms and marketplaces

Paying out money is complicated by stringent regulations that vary by country. Connect shifts payments KYC obligations from you to Stripe. Under the hood, Connect offers card data tokenization to help with PCI compliance, provides verification systems to manage KYC checks, leverages Stripe’s licenses around the world, and more.

Stripe helps create safer payments businesses with our risk-based financial crimes screening program, including:

 

  •  Identity verifications
  • KYC and AML checks for individuals and businesses
  • Sanctions screening
  • MATCH list checks
  • Secure credit card data tokenization for PCI compliance
  • Money transmitter licenses (MTL) in the US and e-money (EMI) license in the EU

Use cases

Building blocks for every business model

Facilitate and monetize payments on your platform

Make your software platform more valuable with integrated payments and financial services. Build and scale with less overhead and more opportunities for revenue growth.

Power payments for your marketplace

Whether you run an on-demand, retail, creator, or crowdfunding marketplace, Connect helps you onboard users instantly, simplify compliance, and pay out globally.

Send payouts around the world

Programmatically send fast fiat or crypto payouts to your sellers, freelancers, creators, or service providers around the world with simple rates.

Under the hood

A deep-dive into Connect

A fully integrated solution for offering payments and financial services to your users.

Onboard users

Onboarding and verification

 

For software platforms
For marketplaces
Custom-built
Verification and screening

Payments compliance and security

Global regulations and compliance
Global licensing
Fraud management

Accept payments

Global payments

Global scale
Online and mobile payments
Point-of-sale payments
Subscriptions and invoicing

Payment optimization

Revenue optimization
Fraud management
Automatic tax collection

Pay out users

Global payment routing and payouts 

Routing flexibility and control
Payout timing control
Payouts
Crypto payouts
Issue cards

Manage and monetize

Revenue streams 

Revenue share
Fees and markup

Tools for platforms and marketplaces

Easy integration
Manage users
Manage payouts
Reports and analytics
Custom insights
Roles and permissions
24×7 support
Partner program
Integrations and extensions

Tools for your users

Unified financial services
Reporting and analytics

Drive more revenue with Connect

Platforms and marketplaces using Connect can grow revenue and expand faster while reducing manual processes and compliance risks

364%

ROI after switching to Stripe

10%

more revenue from new sellers

67%

reduction in expansion costs